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7 Group Riding Rules to Know Before Your First Fall Joyride

7 Group Riding Rules to Know Before Your First Fall Joyride

Riding in a group is one of life’s great pleasures, particularly in the autumn when the leaves turn, the air is crisp, and the colors vibrant. Before heading out on your first group ride this fall, take note of some vital riding rules to ensure the experience is successful and safe.  Prepare for the Ride Before the day of the ride arrives, thoroughly inspect your...

How to Build a Disability-Inclusive Workplace

How to Build a Disability-Inclusive Workplace

National Disability Employment Awareness Month (NDEAM) is observed each October. This is a time to celebrate the contributions of workers with disabilities and to showcase inclusive employment policies and practices that benefit both employers and employees. Building a disability-inclusive workplace involves more than hiring people with disabilities. In truly inclusive workplaces, employers ensure all workers have equal opportunities to learn, advance, succeed, and be compensated...

5 Tips to Building Healthy Habits on National Family Day

5 Tips to Building Healthy Habits on National Family Day

Today is National Family Day! On this day, families are encouraged to sit down at the table and enjoy a meal together. There is no one like family, and this is a time to appreciate the special people in your life. The following are tips for building healthy habits on National Family Day. Share at least three meals a week: Research has shown that eating...

Debunking 5 Medigap Misconceptions

Debunking 5 Medigap Misconceptions

As the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...

The Importance of Adapting Your Insurance to Your Business Growth

The Importance of Adapting Your Insurance to Your Business Growth

Watching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...