Black History Month
Posted: February 1, 2023
February is Black History Month, officially designated as such by every U.S. President since 1976. It is a time for recognizing the significant role African Americans have played in U.S. history and celebrating their achievements. Various organizations join in paying tribute to the generations of African Americans who have struggled to achieve full citizenship and recognition in the culture. These organizations include: National Endowment for...
How to Understand Your Coverage When You Are Expecting
Posted: January 25, 2023
If you are expecting a baby, you will naturally want to know what your health plan will cover. Under the Affordable Care Act of 2014, maternity coverage must be provided by all health plans offered to individuals, families, and small groups. Coverage is mandatory for pregnancy, labor, delivery, and newborn care. What Changed About Maternity Coverage with the Affordable Care Act? Before the Affordable Care...
What Happens if You Are Denied Life Insurance?
Posted: January 22, 2023
It can be discouraging, to say the least, when you are trying to protect your family by purchasing life insurance, and your application is rejected. If you have been denied life insurance, you are not alone. It happens to people every day. Keep in mind that you have options and do not give up. Why Are Some People Denied Life Insurance? Typically, life insurance companies...
5 Common Misconceptions About Medicare
Posted: January 21, 2023
If you are newly eligible for Medicare and navigating the territory for the first time, you know how complicated the subject can be. Although there is an abundance of material out there, it is not always accurate and may only add to the confusion. The following are five common Medicare myths debunked: Medicare Is Part of Social Security This is not correct. Social Security and...
5 Unconventional Businesses That Still Need Insurance
Posted: January 19, 2023
If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...