Safeguard Your Property During the Holidays
Posted: November 1, 2021
The holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are hosting parties or traveling away from home to other holiday celebrations. This is where your homeowners insurance policy comes in. Common Holiday Homeowners Insurance Claims Your homeowners policy will likely cover a range of holiday-related losses, including the...
Celebrating Native American Heritage Month
Posted: November 1, 2021
In 1990, President George H.W. Bush established November as Native American Heritage Month. The rich traditions, cultures, and histories of the Native people deserve to be understood, celebrated, and honored throughout the country. During this month, we should all focus on creating a more positive experience for Native peoples by gaining a deeper understanding of their cultures and ways of life. Rich and Diverse Cultures:...
6 Habits That Support Strong Mental Health
Posted: October 25, 2021
Maintaining good mental health has become more challenging in recent times, with the global pandemic and other factors contributing to stress and anxiety. It is more important now than ever to develop healthy habits to improve your mood and help keep stress at bay. Cultivating the following habits will benefit not only your mental health, but your physical health, as well. Get Regular Exercise This...
Standard vs. Hybrid Life Insurance: Which Is Better?
Posted: October 22, 2021
Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...
Tips for Avoiding Medicare Fraud and Abuse
Posted: October 21, 2021
Medicare fraud is committed when someone knowingly deceives Medicare to get payment or a higher payment than the healthcare provider is entitled to receive. Medicare abuse occurs with practices resulting in unnecessary costs for Medicare. Examples include overcharging for supplies or services, misusing billing codes, or billing for unnecessary services. Medicare fraud and abuse are more common than you may think. Fraud schemes can range...