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A Brief History Of Medicare

A Brief History Of Medicare

Americans began receiving Medicare benefits after 1965, when President Lyndon Johnson signed the legislation into law. But the cause actually started with Teddy Roosevelt, who ran for president in 1912 on a platform that included national health insurance. The following is a brief sketch of Medicare events after President Roosevelt. November 19, 1945: President Harry Truman asked Congress to create a national health insurance fund,...

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Driving Tips for Long Trips

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...

Keeping Health Coverage While Between Jobs

Keeping Health Coverage While Between Jobs

Health insurance is not just nice to have – it is essential to your family’s well-being. If you are between jobs, you have several options for keeping health coverage until you start a new position. COBRA “COBRA” stands for the Consolidated Omnibus Budget Reconciliation Act. This law gives workers who lose or leave their jobs the right to continue group health benefits for a limited...

Beginner's Guide to Commercial Auto Insurance

Beginner's Guide to Commercial Auto Insurance

Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...